Payments

Should we use the payments endpoint or the multipayments endpoint or the mass-payments endpoint?

This will depend on your needs. Please see the table below:

	`POST/payments`	`POST/multipayments`	`POST/mass-payments`
Payments per initiation	up to 50	up to 200	up to 5000
API response time	Synchronous and hence API response takes time	Synchronous and hence API response takes time	Asynchronous and hence quicker API response
Allow Beneficiary creation during payment initiation	No	Yes	Yes
Allow managing payments	Yes	No	Yes
Allow review of payments (n-eyes)	Yes	Yes	Yes

What does “payment has been verified but not authorized”. mean. How do we approve the payments?

Ebury offers up to 10-eyes review and approval. So, a client can configure up to 4 additional levels of review and approval on each of their payment initiations. If the client has set up at least 1 additional level of authorization after the initiation, then the payment will need to be authorized.

What is the difference between cancelled and rejected payments?

When the user(contact) who created the payment, for some reason wants to withdraw the initiation, then the user can trigger the endpoint, Delete the payment to cancel the payment.When a client has set up n-eyes on their payment workflow, once the payment has been initiated, the other contacts in the team who need to review the payment (as the 4, 6, 8 or 10th eye) can authorise or reject a payment using the endpoint.

What happens when the balance in the wallet is insufficient to fund a payment?

Nothing. The payment does not get rejected or cancelled. The payment will await funds from the client to continue processing.

Getting started

Ebury payments

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