> ## Documentation Index
> Fetch the complete documentation index at: https://docs.ebury.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Other endpoints

<AccordionGroup>
  <Accordion title="What is the difference between an estimate and firm quote?">
    The `POST /quote endpoint` with `quote_type = estimate`, should be used when you are only trying to get an idea of the exchange rates. You will be unable to take further actions with the `quote\`id\` in this case.

    The `POST /quote endpoint` with `quote_type = quote`, these quotes can be and are mandatory for creating a trade. Please note, a firm quote is valid only for a short duration of time. After the time, it cannot be used to create a trade.
  </Accordion>

  <Accordion title="Are statements generated automatically or do we need to explicitly trigger them?">
    Statements should be generated using our **[Statements services](/api/statements)**.

    We can generate statements in 3 formats, as a .PDF, as a .csv and as a SWIFT standard MT40.

    We are currently working on a statement subscription service which can automatically generate and make statements available via sFTP. Coming soon!
  </Accordion>

  <Accordion title="Do you create transactions only when the payments have completed? Do you create transactions if the payment is in any other status?">
    Transactions are created for different events. One of them is for payment initiations. Only when the payment has reached its final state `(COMPLETED, CANCELLED, REJECTED)` is a corresponding transaction created.
  </Accordion>

  <Accordion title={<>What are the differences between Webhook events <code>CreditIncomingTransaction</code> and <code>CreditTransaction</code>?</>}>
    `CreditTransaction` – Credit is made to a client’s account – Credit between Ebury client accounts or even the client balance.

    `CreditIncomingTransaction` – Incoming funds into client’s account, it can be funds received from a third party (it means from a client of our client) or funds received from a client account in a different bank.
  </Accordion>
</AccordionGroup>

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